Disaster Preparation Special Newsletter

Click here to access our Special Disaster Preparation Newsletter. In light of recent storm activities in Western Nebraska and around the country, it is more important than ever that we prepare in advance for the “what if”.  Make time to read and to act upon the information contained in this special edition. Learn all this and more: What you need to prepare in advance Why you need a Home Inventory and how to compile one What documents to protect What a “Go Bag” is and what “goes” in it How to prepare for disaster survival if you own a pet How[…]

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Dragons, Hobbits & Center Pivots

Water glistened in the sunlight creating tiny little rainbows across the farmer’s field. Birds were flying in the sky. The air was crisp and fresh. It was a very peaceful scene and the woman was thankful for the agricultural sights that made the Western Nebraska drive pleasant. All of a sudden the grinding of machinery broke into her peaceful revelry. What’s this?! In a nearby field, a center pivot was reversing direction and speeding up! She watched in horror as the enormous sprinkler changed its direction, and began hurtling across the field the wrong way toward other machinery and equipment in its path. She had a fleeting vision of[…]

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Rabbits, Watches, & the Missing “S”

Twice a year (at least) I get so confused….I never know what time it is and I always feel just like the White Rabbit — I’m Late, I’m Late!  I thought this “Jump Forward, Fall Back” stuff mandated through Daylight Saving Time was meant to help us, not throw us into a tizzy so we run about frantically glancing at our watches just like our furry white friend. And while we are on the subject of craziness, isn’t the word supposed to be Daylight Savings Time? Where the heck is the “s”? Dare I digress into an English lesson….oh yes, let’s![…]

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Graduation on the Face of the Sun!

The woman scanned the arena. Three thousand (or so) students were sitting below her, anxiously awaiting their graduation diplomas. She craned her neck and strained her eyes looking for the one student she was there to see.  Her dear friend was being awarded her PhD today and the woman was not about to get distracted from the presentation….but good grief it was hot in Arizona as the sweat trickled down her forehead….it was July after all.  In the immortal words of Matthew Broderick, “it’s like Africa hot”!  Now, the woman had never been to Africa but she was pretty darn sure that Arizona was at least[…]

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Flood Insurance Reform Bill Passage

As we all thankfully watch the river waters begin to recede here in Western Nebraska, I am also pleased to pass along information that our government has been hard at work to ensure the continuation of the protections afforded by the National Flood Insurance Program. As a member of the Legislative Committee for the Big “I”  (Independent Insurance Agents & Brokers Association), I have worked closely with senators and congressmen for many years in forwarding legislation that is beneficial to consumers and to trying to prevent changes that would be detrimental to the industry. Below is a new release about the latest Big “I” success:   Big “I” Applauds House Passage[…]

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The Smell of Money (and other “Unmentionables”)

As our days get increasingly warmer here in Western Nebraska, the “smell of money” begins to fill the air. Now ~ I grew up as a “big city kid” so when I first moved to rural Nebraska,  I had no idea what people meant by that saying: “the smell of money”. All I knew was that it smelled BAD!  (If you are also a “big city kid” and don’t know what I’m talking about, I’ll let you in on a little secret….  apparently “money” smells exactly like cow poop!)  Recently, there was another smell emanating through the Valley and it was coming from my backyard! Spring has[…]

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Come Heck or High Water

The camera focuses on a family enjoying a nice day out on the lake in a small boat. The camera pans out and we discover not a lake and a lovely day for a picnic…but rather, we see submerged roof tops and water cluttered with debris. The helicopter suddenly appears overhead, extends a lift system and raises the family to safety. Something like this always “happens to someone else”. Watch the video below to see flooding happening to other Nebraskans. This demonstrates that the possibility of floods happening in “land locked”, “drought ridden” Nebraska is not so far fetched. Have you[…]

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The DMV Debacle

The woman is driving home from work, happily tapping her fingers to the beat of her favorite song. All is right with the world, until….. she glances in her rear view mirror and sees flashing lights. Bummer.She didn’t think she was speeding…nope, not speeding. What’s up? She pulls over and nervously gathers her driver’s license, vehicle registration and insurance card. The officer steps to the window, “Hello Ma’am, do you know why I stopped you tonight?” “No” she sheepishly replies. “One of your tail lights is out”, says the officer while taking her license, registration and insurance card. He steps back[…]

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“It’s my money and I want it now”!

If you are like me, you mute the TV every time that commercial for JG Wentworth comes on, but in reality it makes a good point: you pay for insurance coverage so that the insurance company will pay you in the event you have damages. Now that many of you are making repairs to your damaged items after the storms of this summer it is important to keep the following things in mind: 1. If you have an HO-3 Homeowners or Special Commercial policy form, without any exclusionary wording to the contrary, (which are two of the most common policy[…]

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Food, Friends, and Insurance in Western Nebraska

I did something recently that is on my “Top-10-Things-I-Like-To-Do List”: had lunch/coffee with friends. I know, that’s not very earth shattering, but it contains two of my favorite things: 1) talking and 2) eating! My first rendezvous was coffee with Dave Teche from The Essential Step in Lincoln, Nebraska. Dave and I had delicious coffee and terrific conversation about our insurance pre-licensing program in Scottsbluff and Gering. We are working on ways to promote the class to let insurance professionals, or people wanting to get into the insurance industry, about the fact that classes are now offered by me here[…]

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