3.4 ounces and a Javelin

The fair skinned, red-headed woman stood obediently in the airline security checkpoint line, inching forward with the throng of other travellers at a breathtaking speed comparable to that of a herd of turtles. They were progressing forward toward the greatly anticipated  and highly coveted honor of having themselves scrutinized by total strangers. What would the modus operandi be today…..  a “whole body X-ray scan” or perhaps the exhilarating “puff” machine that is supposed to analyze the particles it blows loose for potential threats. The woman could hardly contain her anticipation! Only time would tell. She ran through her mental checklist as she approached the[…]

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The Smoke Detector Strikes Again!

We all know that we should have smoke detectors somewhere in our houses and offices and anyplace where we are staying. And to be on the safe side you should check them regularly to be sure that they are still in working condition. Most smoke detectors have a button on them that you push and the shrill alarm goes “beep”, just to make sure they are working properly. My mom uses a much simpler way to check them. She cooks! Now, she’s not a bad cook, in fact she has always amazed me with “a dash of this” and a[…]

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Superfluous Swine

Hip, Hip, Hooray! Happy National Pig-in-a-Blanket Day! Certainly you remember this glorious day, when mom actually considered hot dogs “fine dining” and she allowed you to eat with your fingers and didn’t scold you? Well, today is that day! The American tradition of Pigs-in-a-Blanket consists of hot dogs, Vienna sausages, or breakfast sausages wrapped in biscuit dough, croissant dough or a pancake and then baked until golden brown. Yum! But did you know there actually ARE pigs in blankets?  Prime examples of these superfluous swine are the Curly Coat pigs of Lincolnshire in the east of England (extinct since 1972) and the Mangalitza pigs of Austria[…]

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Levitated Lavatory Lamentations

The woman had successfully stuffed a week’s worth of clothing, plus all the gifts and trinkets she had purchased while on vacation, into her carry-on bag.  She now awaited security with baited breath… Would she be among the “lucky” souls to win the “Meticulous-Take-Everything-Out-Of-Your-Bag-So-It-Won’t-Fit-Back-In” Lottery? Or perhaps today she would hit the jackpot and be selected for the “Full-Body-Cavity-Search-Extravaganza”! One could only hope….With fingers crossed and breath held in joyous anticipation, she inched closer to the unsmiling uniformed TSA officer. He stood with arms crossed and brow furrowed,  appearing as if at any moment he would utter Gandolf’s commanding cry, “YOU SHALL[…]

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Attack of the Huge Green Monster

Bang! Bang! Bang! (loud expletive)….hammer, hammer, (very exuberant expletive) ….grunt, saw, saw, saw. (double expletive….) What do you mean I measured once and cut twice and it’s still too short???  To anyone who has ever remodeled their house and lived to tell about  it, I salute you!  Doing it yourself is certainly something to be proud of but how does a simple project end up turning into a huge green monster?  Many years ago the idea of adding  a “small” glass sun room on the back of our house (drawn meticulously on a napkin of course)  turned into a less[…]

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The Smell of Money (and other “Unmentionables”)

As our days get increasingly warmer here in Western Nebraska, the “smell of money” begins to fill the air. Now ~ I grew up as a “big city kid” so when I first moved to rural Nebraska,  I had no idea what people meant by that saying: “the smell of money”. All I knew was that it smelled BAD!  (If you are also a “big city kid” and don’t know what I’m talking about, I’ll let you in on a little secret….  apparently “money” smells exactly like cow poop!)  Recently, there was another smell emanating through the Valley and it was coming from my backyard! Spring has[…]

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The DMV Debacle

The woman is driving home from work, happily tapping her fingers to the beat of her favorite song. All is right with the world, until….. she glances in her rear view mirror and sees flashing lights. Bummer.She didn’t think she was speeding…nope, not speeding. What’s up? She pulls over and nervously gathers her driver’s license, vehicle registration and insurance card. The officer steps to the window, “Hello Ma’am, do you know why I stopped you tonight?” “No” she sheepishly replies. “One of your tail lights is out”, says the officer while taking her license, registration and insurance card. He steps back[…]

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New Year…New Lawsuits – Protect Yourself!

As we start the New Year, it is always a good idea to take a look at your insurance protection to make certain that you are still properly protected in the event of loss or damage to your belongings. In our “sue-happy” society it is equally, and possibly more important, to also review your liability coverages. My collegue, Jeff Orloff who writes on insurance related topics for the Renter’s Insurance blog has provided the following important information that addresses renter’s insurance but is also applicable to home, farm, and business owners as well: Renter’s Insurance and Liability CoverageMany people make a decision regarding a renter’s insurance policy[…]

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During this season of gift giving and getting, it is especially important to protect your “stuff”…. even if and especially if, you don’t own your own home. Jeff Orloff, a blogger for http://www.rentersinsurance.org has asked to serve as a “guest blogger” on my blog in order to provide you with the following information: Renter’s Insurance BasicsWhile just about anyone who has a mortgage is required to have a homeowner’s insurance policy, those who rent – whether it be a house, apartment, or condo – often forgo insurance under the assumption that their landlord’s policy will cover them in case of disaster. Unfortunately[…]

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I’d Like a Slice of Turkey with a Side of Lawsuit, Please

Happy Holiday’s everyone! The first snow has flown, the air is getting crisp, and I can almost smell the turkey baking! I’m one of those crazy people who love the crowds of relatives that come and go during this season. But with the increased hustle and bustle can comes the increased potential for injuries and other liabilities. Click this link to read an interview I did for the Independent Insurance Agents of Nebraska: Personal Liability InterviewClick here for an audio version of the entire interview: Personal Liability Pod Cast   What is your favorite part about this holiday season?

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