During this season of gift giving and getting, it is especially important to protect your “stuff”…. even if and especially if, you don’t own your own home. Jeff Orloff, a blogger for http://www.rentersinsurance.org has asked to serve as a “guest blogger” on my blog in order to provide you with the following information: Renter’s Insurance BasicsWhile just about anyone who has a mortgage is required to have a homeowner’s insurance policy, those who rent – whether it be a house, apartment, or condo – often forgo insurance under the assumption that their landlord’s policy will cover them in case of disaster. Unfortunately[…]

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The “Roll Lady” Attacks Pumpkin Pie

The can of pumpkin and the box of pie crust dough mock me from their perch near the stove. They seem to sneer….”go ahead, we DARE you to try it…”  Crap. It was with this taunt echoing in my head that I found myself sitting at my dining room table with the current issue of the Parade insert from my newspaper. As I distractedly thumbed through the pages, one article caught my eyes:   The Pie that Ate My Thanksgiving.    Written by Jacquelyn Mitchard, the article expounds upon her lack of cooking talents and the pressures of creating The Thanksgiving Meal. WOW – someone else,[…]

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Keep the “Trick” out of Halloween

Did your parents ever tell you that you could be whatever you wanted to be when you grew up? Mine did, and at Halloween it is definitely true! But along with this ability to play dress-up comes increased risk: increased amount of traffic on your property, which increases the chance of someone becoming hurt or your home being damaged. In order to have a claim-free, “trick-less” Halloween, keep these tips in mind: • When preparing for trick-or-treaters, make sure your yard and front door are as well lit as they can possibly be and ensure that you have a clutter[…]

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“It’s my money and I want it now”!

If you are like me, you mute the TV every time that commercial for JG Wentworth comes on, but in reality it makes a good point: you pay for insurance coverage so that the insurance company will pay you in the event you have damages. Now that many of you are making repairs to your damaged items after the storms of this summer it is important to keep the following things in mind: 1. If you have an HO-3 Homeowners or Special Commercial policy form, without any exclusionary wording to the contrary, (which are two of the most common policy[…]

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Kitchen Fire

Family and friends are gathered in the kitchen. Food and conversation abounds. The sounds of laughing children playing in the other room echoes the sentiment felt by all. Kickoff is only minutes away and the anticipation runs high. Will this year be THE year? Who will be the starting quarterback? How will our line stack up against the opposing team? With all the distractions, a pan has been left unattended on the stove and suddenly bursts into flame…..what do you do?  One of the biggest things to remember is to NOT PANIC…..REMAIN CALM. A friend of mine recently sent this[…]

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Summer Newsletter

Our summer newsletter has now been published. You’ll find out what to do now that you have received a claim check for damage from a recent storm. You’ll also learn *  how to protect your belongings when you go on vacation or when your child goes off to college *  about a new way to protect your farm equipment *  and much, much more! Check it out at: http://www.insurance-by-katie.com/attachments/pages/20/2010_SUMMER_Newsletter.pdf You can also read past issues of our newsletter at our website: http://www.insurance-by-katie.com/ If you have any questions or a topic you wish to see in a future newsletter or this blog, post[…]

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Munchkins and Memories

I was reading the newspaper today and came across this headline: “Raabe, ‘Wizard of Oz’ Munchkin actor, dies at 94”. Do you know which Munchkin he was? He played the forensic pathologist. No, I am not confusing the “Wizard of Oz” with CSI or Dexter…. There really was a forensic pathologist in the movie. Mr. Meinhardt Raabe was the Munchkin official with the solemn yet profoundly jubilant duty of making the determination that the Wicked Witch of the East had passed on to wherever Wicked Witches go when they are squashed by flying houses. (It can’t be a good place!)[…]

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Fall Newsletter 2012

Click here to check out our Fall 2012 Newsletter. Read about how to protect yourself from a new kind of thief in “Cyber Liability”. Learn how to insure your air conditioner from mechanical failure or your laptop for corruption from dust and the other types of damage that can be covered by Equipment Breakdown coverage (that often is NOT covered under a warranty or equipment service contract).  Read about the written and/or photo-video inventory service our agency can provide to aid you in documenting your personal possessions BEFORE they are lost or damaged.   Find out what this “weird” code is and how it can[…]

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Summer Newsletter

Click HERE to access our Summer Newsletter.  Read about the potential “sand traps” associated with Birdies, Bogeys, and Banana Balls (what?).  Learn about ordinances and laws that could require you to demolish the undamaged part of your home or commercial building – and the fact that your cost to do so may or may not be covered by your insurance. Learn about the new Code Red emergency notification system and how to prepare yourself for this summer storm season and much, much more! You can access past issues of our newsletter on our website: http://www.insurance-by-katie.com/. Enjoy! Do you have a[…]

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