The Grizzly Bear That Ate My Car

Does my automobile insurance cover Grizzly Bears? A man in Waterton National Park in Canada asked this question recently about his 18 month old Toyota Sequoia. (pictured here)  There were no scratches on the outside of his car, but the vehicle was totaled. A grizzly bear had somehow got a door open (easy considering the way the handles are) and once inside, apparently was trapped when the door shut behind him. The Toyota was a platinum edition. (Keyword – WAS) All the door panels were ripped off; the headliner torn to pieces; all headrests were destroyed; the leather seats and dash were shredded.[…]

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Superfluous Swine

Hip, Hip, Hooray! Happy National Pig-in-a-Blanket Day! Certainly you remember this glorious day, when mom actually considered hot dogs “fine dining” and she allowed you to eat with your fingers and didn’t scold you? Well, today is that day! The American tradition of Pigs-in-a-Blanket consists of hot dogs, Vienna sausages, or breakfast sausages wrapped in biscuit dough, croissant dough or a pancake and then baked until golden brown. Yum! But did you know there actually ARE pigs in blankets?  Prime examples of these superfluous swine are the Curly Coat pigs of Lincolnshire in the east of England (extinct since 1972) and the Mangalitza pigs of Austria[…]

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Levitated Lavatory Lamentations

The woman had successfully stuffed a week’s worth of clothing, plus all the gifts and trinkets she had purchased while on vacation, into her carry-on bag.  She now awaited security with baited breath… Would she be among the “lucky” souls to win the “Meticulous-Take-Everything-Out-Of-Your-Bag-So-It-Won’t-Fit-Back-In” Lottery? Or perhaps today she would hit the jackpot and be selected for the “Full-Body-Cavity-Search-Extravaganza”! One could only hope….With fingers crossed and breath held in joyous anticipation, she inched closer to the unsmiling uniformed TSA officer. He stood with arms crossed and brow furrowed,  appearing as if at any moment he would utter Gandolf’s commanding cry, “YOU SHALL[…]

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Spring Newsletter

My 2012 Spring Newsletter is now available! Click here to read about how “Love Me Tender” could turn rapidly into “Jailhouse Rock” (enjoying your favorite music could land you in legal and financial trouble). Review ways to protect your personal belongings while travelling (Spring Break is almost upon us, after all…yeah!) Explore the affordability of life insurance, the availability of pet insurance, and much, much more! You can access past issues of our newsletter on our website: http://www.insurance-by-katie.com/. Enjoy!Do you have a topic you would like to see addressed in our next issue?

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Attack of the Huge Green Monster

Bang! Bang! Bang! (loud expletive)….hammer, hammer, (very exuberant expletive) ….grunt, saw, saw, saw. (double expletive….) What do you mean I measured once and cut twice and it’s still too short???  To anyone who has ever remodeled their house and lived to tell about  it, I salute you!  Doing it yourself is certainly something to be proud of but how does a simple project end up turning into a huge green monster?  Many years ago the idea of adding  a “small” glass sun room on the back of our house (drawn meticulously on a napkin of course)  turned into a less[…]

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Flood Insurance Reform Bill Passage

As we all thankfully watch the river waters begin to recede here in Western Nebraska, I am also pleased to pass along information that our government has been hard at work to ensure the continuation of the protections afforded by the National Flood Insurance Program. As a member of the Legislative Committee for the Big “I”  (Independent Insurance Agents & Brokers Association), I have worked closely with senators and congressmen for many years in forwarding legislation that is beneficial to consumers and to trying to prevent changes that would be detrimental to the industry. Below is a new release about the latest Big “I” success:   Big ā€œIā€ Applauds House Passage[…]

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Hail and other Havoc

Reporting Claims: Due to the volume of calls we receive after storms we may be unable to answer your phone call. Please leave your name, phone number, address, & description of the item damaged (property location or the year, make and model of your vehicle). We will submit your claim as quickly as possible and confirm this by mail! You may also email this information at insurance-by-katie@embarqmail.com Take steps to prevent further damage by protecting your property. Board up broken windows or move property indoors or under cover if possible. Do not dispose of damaged property as your claims adjuster[…]

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The Sneeches…and other Craziness

After the hail storms of 2010, which ironically tracked me down and beat on my vehicle while I was out of town, caused the insurance company to total my vehicle I pondered one of life’s most important questions: what kind of car am I? The decision making and car purchase process can deteriorate into a situation faced by the Sneeches: running in and out chaining my mind until I’m so confused that I can’t hardly remember what kind of car I had let alone what I want to buy! So ~ How does one go about deciding…why, you post the question on Facebook and[…]

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Geez Jeanie, We’re in France!

Once upon a time, in the dark ages before GPS devices, a young married couple sit in the backseat of a motorhome/camper, her parents occupy the front. They’ve embarked on a vacation of a lifetime with The Dad is driving on the German Autobahn and The Mom is navigating. Armed with her trusty paper road map, The Mom is attempting to detour around the large town of Karlsruhe, Germany because The Dad is concerned about impending rush hour traffic. “Take a right!”, The Mom announces, confident she has succeeded in avoiding rush hour. Mom smiles, reveling in her superior navigational skills. The joy of the moment is[…]

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The Smell of Money (and other “Unmentionables”)

As our days get increasingly warmer here in Western Nebraska, the “smell of money” begins to fill the air. Now ~ I grew up as a “big city kid” so when I first moved to rural Nebraska,  I had no idea what people meant by that saying: “the smell of money”. All I knew was that it smelled BAD!  (If you are also a “big city kid” and don’t know what I’m talking about, I’ll let you in on a little secret….  apparently “money” smells exactly like cow poop!)  Recently, there was another smell emanating through the Valley and it was coming from my backyard! Spring has[…]

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